Our Product Range for Entrepreneurs in the Services Sector

• Young entrepreneurs in technology and digital services: Founders of internet cafés, printing outlets and electronics shops.
• Independent tradespeople and service providers: Computer repair technicians and office equipment specialists.
• Small administrative service businesses
• Data entry, secretarial, printing or document management centres.
• IT graduates: Promoters of micro-projects involving maintenance or technical support.

• Financing the purchase of computers, printers and photocopiers.
• Renting or fitting out service premises.
• Working capital for purchasing consumables (paper, ink and electronic components).
• Investing in software tools and licences.
• Training in maintenance, design or advanced office applications.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Independent healthcare professionals: Doctors, nurses, physiotherapists and midwives.
• Paramedical professionals and laboratory technicians: Founders of diagnostic centres, care practices or home-care services.
• Pharmacists and medical service providers: Small local distribution or healthcare facilities.
• Social entrepreneurs in community health: Promoters of preventive care or mobile screening projects.

• Financing medical and paramedical equipment.
• Fitting out medical practices or laboratories.
• Purchasing vehicles for mobile services or medical logistics.
• Working capital for consumables and healthcare products.
• Investing in continuing education and compliance with healthcare standards.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Independent artisans and beauticians: Entrepreneurs opening hairdressing, beauty or body-care salons.
• Young women entrepreneurs: Promoters of micro-projects in beauty, make-up or natural cosmetics.
• Wellness practitioners: Massage therapists, nail technicians, barbers and professional make-up artists.
• Trainers and industry professionals: Training centres or institutes specialising in beauty professions.

• Financing salon fittings and decoration.
• Purchasing professional equipment and beauty products.
• Acquiring ergonomic furniture and electrical equipment.
• Working capital for product inventories.
• Technical training and certification in hygiene and beauty care.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Independent drivers and transport operators: Taxi and minibus operators, and rural or intercity transport providers.
• Logistics and delivery micro-entrepreneurs: Goods transport, local product distribution and e-commerce.
• Transporting agricultural products, materials or equipment.

• Financing the purchase or refurbishment of vehicles.
• Acquiring additional equipment (GPS, signage and insurance).
• Working capital for fuel, servicing and maintenance.
• Improving logistics or digitising services.
• Support for compliance with regulatory and safety requirements.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Independent micro-entrepreneurs: Self-employed tradespeople and technicians (plumbers, electricians, appliance repairers, mechanics, air-conditioning technicians, etc.).
• Small technical service businesses: Maintenance and installation companies specialising in electricity, air conditioning, IT, industrial equipment or building maintenance.
• Young graduates and qualified technicians: Vocational training graduates or engineers seeking to establish their own maintenance business (office, electronic or IT equipment, etc.).
• Entrepreneurs in related services: Businesses operating in connected fields (cleaning, security, gardening or facilities management) seeking to expand into technical maintenance.

• Equipment and tools: Purchasing or replacing professional tools such as drills, wrenches, cutting machines, welding equipment, measuring devices and computer diagnostic tools; acquiring specialist maintenance kits (appliances, air conditioning, refrigeration, IT, etc.); purchasing safety equipment and personal protective equipment.
• Transport and logistics: Purchasing a commercial vehicle (van, light truck or utility motorcycle) for site visits or equipment deliveries; maintaining or fitting out the vehicle for professional use (storage, signage and onboard equipment).
• Premises and installation: Renting or fitting out a small workshop, repair premises or technical office; purchasing furniture, display units, shelving, storage systems and signage; meeting electrical and safety standards.
• Digitalisation and management: Purchasing management software (invoicing, intervention scheduling and inventory management), laptops, tablets, printers or communications equipment; creating a website or professional page to improve online visibility.
• Working capital: Building initial stocks of spare parts and consumables (screws, cables, electronic components and cleaning products); financing cash-flow needs (customer payment terms and fixed costs); advances for maintenance contracts or installation projects.
• Training and certification: Financing technical training (new equipment, safety standards, industrial maintenance, etc.); obtaining professional certifications (air conditioning, industrial refrigeration, building electrical systems, etc.).
• Expansion needs: Opening a second service point or extending the service area,
• Recruiting and training one or more technicians,
• Purchasing additional equipment to meet growing demand.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Multi-skilled tradespeople and self-employed workers: People offering services combining several manual trades (carpentry, painting, plumbing, tiling, etc.) in urban or rural areas.

• Financing a commercial vehicle or multi-purpose tools.
• Purchasing tools, machinery and raw materials.
• Fitting out or modernising the workshop.
• Financing working capital to maintain production continuity.
• Establishing a formally registered micro-enterprise.
• Financing start-up costs (workshop, basic equipment and initial materials).
• Creating a distinctive craft brand or service.
• Acquiring communication tools to raise awareness of the business.
• Improving service quality and turnaround times.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Young graduates seeking to establish an independent practice (e.g. general practitioners, architects, trainee lawyers, chartered accountants, etc.).
• Established professionals seeking to expand or modernise their practice (e.g. purchasing diagnostic equipment or software, renovating premises).
• Women entrepreneurs in the liberal professions seeking tailored support.
• Group practices or professional service companies in a growth phase.

• Initial investment: Fitting out or renting professional premises, purchasing equipment or furniture, acquiring a commercial vehicle.
• Tools and equipment: Medical instruments, computers, printers, management software, measuring devices and office furniture.
• Digitalisation and innovation: Purchasing specialist software, teleconsultation platforms or digital management tools.
• Working capital: Covering operating expenses, support staff salaries, consumables purchases and inventory management.
• Communication and visibility: Developing a website, signage or communication materials, or participating in trade fairs.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Independent entrepreneurs seeking to open an authorised bureau de change or financial service outlet.
• Small businesses specialising in money transfers or foreign currency management.
• Traders or former financial-sector employees seeking to enter currency exchange services in busy tourist or border areas.
• Multiservice businesses wishing to add currency exchange or transfer services to their existing offering (e.g. travel agencies, private postal outlets, etc.).

• Substantial initial investment to comply with regulatory security and equipment standards.
• Liquidity requirements to establish foreign currency holdings and ensure continuity of operations.
• Technology and digitalisation financing: Management software, anti-money-laundering solutions, reporting and compliance tools.
• Training and support needs for risk management, regulatory compliance and customer service.
• Working capital for day-to-day management (rent, salaries, communication and maintenance).

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

• Purchasing materials and equipment needed for the season (furniture, uniforms, vehicles, cleaning equipment, professional tools, etc.);
• Replacing or repairing worn equipment before the start of the season;
• Stocking up on inventory or consumables to meet peak demand;
• Increasing working capital to cover labour, marketing and logistics costs before revenue is received;
• Carrying out minor improvements or refurbishment work to attract seasonal customers.

• Micro-entrepreneurs and artisans providing seasonal services (cleaning, repairs, hairdressing, catering, equipment rental, etc.);
• Tourism service providers: Restaurants, cafés, family-run hotels, excursion agencies, tourist transport services and leisure centres;
• Self-employed workers and independent entrepreneurs active in events, photography, personal services or beach activities;
• Small service businesses whose activity is highly seasonal (air conditioning in summer, heating in winter, services linked to celebrations or agricultural seasons).

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other supporting documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.