Machroui Commerce

• Independent retailers specialising in spare parts for cars, motorcycles, household appliances or electronics.
• Small businesses distributing spare parts for vehicles or industrial equipment.
• Repair shops and garages wishing to diversify their offering or secure their supplies.
• Entrepreneurs specialising in wholesale or semi-wholesale spare-parts distribution.
• Seasonal shops or shops located in areas with strong automotive or industrial demand.

• Purchasing stocks of spare parts for vehicles, machinery or other equipment;
• Fitting out or renovating commercial premises (shelving, display cases, secure storage, signage);
• Acquiring management and logistics equipment (electronic tills, inventory management software, part-number tracking systems);
• Working capital to cover salaries, rent, transport and other operating expenses;
• Marketing and communication investments to increase visibility and build customer loyalty.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Independent retailers specialising in building materials and sanitary equipment.
• Small distribution businesses serving tradespeople, bricklayers, plumbers and individuals.
• Entrepreneurs seeking to open or develop a specialised building-materials and sanitaryware shop.
• Wholesale or semi-wholesale retailers supplying other shops or construction sites.
• Seasonal retail outlets or those located in areas with high levels of property development and construction.

• Purchasing building materials (cement, bricks, sand, timber, iron, tiles, paint);
• Purchasing sanitary and plumbing equipment (washbasins, bathtubs, toilets, taps, pipes, water heaters);
• Fitting out or renovating the retail outlet (shelving, warehouses, secure storage areas);
• Acquiring management and logistics tools (electronic tills, inventory management software and customer tracking);
• Working capital to cover salaries, rent, transport and other operating expenses;
• Marketing and communication investments to improve visibility and customer loyalty.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Poultry and egg retailers (retailers, wholesalers, local markets).
• Small-scale breeders wishing to sell their produce directly to markets or restaurants.
• Seasonal entrepreneurs targeting periods of high demand (religious holidays, regional markets, events).

• Purchasing poultry for direct resale or to supply shops and restaurants;
• Equipment and infrastructure (cages, enclosures, sheds, heating or ventilation systems, weighing and storage equipment);
• Feed and veterinary care to maintain poultry health and quality;
• Working capital to cover operating costs (transport, salaries, logistics, packaging).

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Young entrepreneurs and start-ups wishing to launch an online sales website or application.
• Traditional retailers wishing to digitalise their business and reach a wider customer base.
• Small family businesses seeking to create an online store to sell handmade or local products.
• Distributors and wholesalers seeking to sell directly to consumers through e-commerce.
• Seasonal businesses targeting peak demand with online promotions.

• Creating or improving an e-commerce platform (website, online shop, mobile application);
• Purchasing stock and products to ensure availability and a varied offering;
• Logistics infrastructure (warehouses, storage systems, packaging and delivery);
• Digital management tools (order management software, CRM, payment solutions, customer tracking);
• Marketing and digital communication investments (online advertising, social media campaigns, search engine optimisation, promotions);
• Working capital to cover operating expenses, salaries and delivery costs.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Seafood retailers (retailers, wholesalers, fishmongers).
• Small operators and fishers wishing to add value to their catch in local or regional markets.
• Agri-food entrepreneurs involved in processing and distributing seafood products.
• Fishing cooperatives and groups wishing to improve purchasing, storage and distribution capacity.
• Restaurants and hotels seeking a reliable supply of fresh seafood.

• Purchasing marine products for direct resale or processing;
• Storage and preservation equipment (cold rooms, coolers, freezers, packaging);
• Logistics investments for safe, rapid transport and distribution;
• Working capital to cover stock replenishment, salaries, logistics and operating expenses;
• Digitalisation and management investments for stock monitoring and product traceability.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Independent retailers specialising in second-hand clothing and accessories.
• Small businesses reselling used materials for processing or recycling.
• Entrepreneurs wishing to open or develop a shop specialising in second-hand clothing and recyclable materials.
• Seasonal shops or markets targeting periods of high demand (back-to-school season, holidays, tourist seasons).
• Collectors and distributors of recyclable materials seeking to secure supplies and develop their business.

• Purchasing second-hand clothing and accessories (clothes, shoes, bags, assorted textiles);
• Acquiring used materials (wood, metal, plastic, scrap metal, recyclable materials) for resale or processing;
• Fitting out the shop or warehouse (shelving, display cases, sorting areas and secure storage);
• Management and logistics equipment (electronic tills, inventory software, tracking of goods received and dispatched);
• Working capital to cover salaries, rent, transport and other operating expenses
• Marketing and communication investments to increase visibility and build customer loyalty.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Independent retailers selling cosmetics in neighbourhoods, shopping centres or specialist markets.
• Young entrepreneurs wishing to establish a specialised cosmetics outlet or online shop.
• Small family businesses distributing or locally manufacturing beauty products.
• Beauty institutes, hair salons and spas seeking to source quality cosmetic products.
• Seasonal or pop-up shops targeting high-demand periods (holidays, back-to-school season, promotional events).

• Fitting out and renovating the outlet (displays, windows, lighting, interior decoration);
• Purchasing cosmetic product stocks to offer a varied and attractive range;
• Acquiring management and storage equipment (electronic tills, inventory management software, refrigerated display cases for certain products);
• Working capital to cover operating expenses (salaries, rent, advertising, logistics);
• Marketing and digitalisation investments to improve visibility, customer retention and online sales.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Independent retailers specialising in medical and paramedical supplies.
• Small distribution businesses serving clinics, hospitals, medical practices and individuals.
• Entrepreneurs wishing to open or develop a specialised medical and paramedical supply outlet.
• Suppliers serving healthcare professionals (pharmacies, laboratories, physiotherapy practices, care centres).
• Seasonal outlets or those in areas of high medical demand, particularly near healthcare facilities.

• Purchasing medical and paramedical supply stocks to provide a complete and varied range;
• Fitting out or renovating the premises (shelving, display cases, secure storage areas, temperature monitoring systems where necessary);
• Acquiring management and logistics equipment (electronic tills, inventory and customer management software, product traceability);
• Working capital to cover salaries, rent, transport and other operating expenses;
• Marketing and communication investments to improve visibility, customer loyalty and sales to professionals and individuals.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Independent neighbourhood and town-centre retailers selling household and decorative products.
• Young entrepreneurs wishing to open a specialist shop or decoration workshop.
• Small family businesses distributing homeware.
• Seasonal shops targeting periods of high demand (religious and national holidays, back-to-school season, tourist periods).
• Specialist distributors wishing to broaden their range of household or decorative products.

• Financing the fitting out or renovation of the retail outlet (shelving, display windows, lighting, shop decoration);
• Purchasing initial inventory or replenishing stock according to trends and seasons;
• Purchasing equipment needed for commercial management (electronic tills, sales and inventory management software);
• Strengthening working capital to cover current expenses and anticipate seasonal fluctuations in demand;
• Developing communication and marketing (product promotion, in-store activities, online sales).

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Retailers specialising in buying and reselling livestock.
• Breeders wishing to develop their commercial activity by selling directly to markets, butcher shops or distribution centres.
• Agricultural entrepreneurs or cooperatives trading livestock and related products (milk, meat, wool).
• Small seasonal businesses targeting periods of high demand (religious holidays, regional markets, agricultural events).

• Purchasing livestock for direct resale or processing;
• Infrastructure and equipment (pens, sheds, shelters, handling equipment);
• Veterinary care and livestock feed to maintain their health and value;
• Working capital to cover operating expenses (transport, salaries, feed, veterinary care, logistics).

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.

• Seasonal traders operating at markets, fairs, festivals or in tourist areas.
• Small businesses whose trading activity depends on specific periods (textiles, toys, food products, decorations, seasonal items).
• Entrepreneurs wishing to develop temporary or pop-up activities to benefit from peaks in demand.
• Existing shops wishing to temporarily increase stock or sales capacity during high-consumption seasons.

• Purchasing seasonal goods to meet temporary or specific demand;
• Temporarily fitting out or equipping the retail outlet or market stall;
• Management and logistics tools (electronic tills, sales tracking software, special packaging);
• Working capital to cover salaries, rent, transport and other expenses related to seasonal activity;
• Marketing and communication investments to attract customers during peak selling periods.

• Copy of identity card
• Proof of business activity (lease agreement or title deed for the premises, commercial registration, aged 18 to 68)
• Present an identity document and proof of address
• business licence or other documents, etc.)
• Proof of address (STEG/SONEDE bills or other documents)
• Proof of income or repayment commitment (personal or business bank statements, if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the business activity.