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Machroui for Agriculture

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Machroui for Agriculture

Machroui lil Filaha

A loan of up to 40,000 dinars designed to support farmers in developing their farms sustainably and efficiently. This financing helps you modernise your equipment, improve your yields and adopt environmentally friendly farming practices.

  • Small- and medium-scale farmers
  • Vegetable crops, cereals, fruit growing, seasonal production…
  • Often located in rural or peri-urban areas
  • Purchase of seeds, organic fertilisers and irrigation equipment
  • Land rental or development
  • Financing production cycles…

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)
  • Vaccination certificate

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Seasonal Agricultural Activities

Machroui Al Mawsimi lil Filaha

  • Small- and medium-scale farmers
  • Vegetable crops, cereals, fruit growing, seasonal production…
  • Often located in rural or peri-urban areas
  • Purchase of seeds, organic fertilisers and irrigation equipment
  • Land rental or development
  • Financing production cycles…

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Livestock Farming

Machroui li Tarbiyat Al Machiya

This loan of up to 40,000 dinars supports livestock farmers in establishing, expanding or modernising their farming activities. It promotes responsible production, contributing to food security and better use of local resources.

  • Cattle: cows, bulls (milk and meat production, draught work)
  • Sheep: sheep (meat, milk, wool)
  • Goats: goats (milk, meat, leather)
  • Camelids: dromedaries, camels (milk, meat, transport)
  • Equines: horses, donkeys, mules (work, sport, transport)
  • Small- and medium-scale breeders of cattle, sheep, goats and camelids.
  • Poultry farmers (chickens, turkeys, quails, etc.).
  • Entrepreneurs engaged in beekeeping or developing a specialised livestock farming project.
  • Farmers diversifying their income through livestock farming.
  • Young project developers and women entrepreneurs in rural areas seeking to develop a sustainable income-generating activity.
  • Professionals seeking financing to purchase livestock, animal feed or farming equipment, or to expand their operations.
  • Purchase of seeds, organic fertilisers and irrigation equipment
  • Land rental or development
  • Financing production cycles…

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Milk Production

Machroui li Intaj al Halib

Financing of up to 40,000 dinars for small- and medium-scale dairy producers seeking to improve the quality and quantity of their output. This loan facilitates the purchase of livestock, milking equipment or animal feed while encouraging sustainable farming practices.

  • Small individual livestock farmers: Farmers generally operating in rural or peri-urban areas.
  • Medium-sized dairy farms: Semi-professional producers with premises and a small number of paid employees.
  • Rural women entrepreneurs: Women managing small dairy production or artisanal processing units (cheese, leben, raïb).
  • Productive investment: Increasing livestock and equipment, purchasing cows, a milking machine, milk tank, pump or shelter
  • Working capital: Covering ongoing expenses, purchasing feed, veterinary care and wages
  • Infrastructure: Improving production conditions, fitting out stables and water or electricity systems
  • Transport and logistics: Improving milk distribution, purchasing a motorcycle or transport tricycle, containers and coolers
  • Processing: Creating added value through equipment for yoghurt, cheese and butter production
  • Training and support: Management, hygiene, productivity, technical assistance and short training courses

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)

Note: This list is not exhaustive and depends on the nature of the activity.

machroui-li-Tarbiyat-al-Halazoun

Machroui for Snail Farming

Machroui li Tarbiyat al Halazoun

This loan of up to 40,000 dinars supports entrepreneurs seeking to launch an innovative and sustainable activity: snail farming. It can finance facilities, breeding infrastructure and equipment needed for environmentally responsible production.

  • Small individual farmers: Farmers or livestock breeders, often in rural or peri-urban areas, who already have a small plot or agricultural space and wish to introduce a profitable complementary activity.
  • Young rural entrepreneurs: Agricultural graduates or unemployed young people interested in new forms of sustainable farming and export opportunities.
  • Rural women: Women seeking to establish a small income-generating activity at home or on a small plot.
  • Initial investment: Setting up the snail enclosure and basic equipment, nets, fencing, irrigation system, shelter and weighing equipment
  • Purchase of breeding stock: Breeding or young snails, including “gros gris”, “petit gris” or other local species
  • Working capital: Operating expenses and maintenance, feed, watering, organic fertiliser and care
  • Processing and marketing: Adding value and selling products through drying, freezing, packing and packaging
  • Training and support: Technical and management skills, breeding training, hygiene, certification and exports

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Beekeeping

Machroui li Tarbiyat al Nahl

A loan of up to 40,000 dinars for beekeepers and project developers seeking to launch or expand honey and related product production. It enables the purchase of necessary equipment (beehives, harvesting equipment and packaging) and supports a sector with a significant environmental and economic impact.

  • Small individual beekeepers: Farmers, rural workers or self-employed people who already own a few hives or wish to start beekeeping.
  • Professional or semi-professional beekeepers: Operators managing larger numbers of colonies and regularly selling to wholesalers, cooperatives or regional markets.
  • Young agricultural entrepreneurs: Graduates or unemployed young people from rural or semi-urban areas attracted to an environmentally friendly, profitable activity requiring relatively low initial investment.
  • Rural women and artisans: Rural women seeking to develop an income-generating activity within a family setting.
  • Initial investment: Starting or expanding an apiary, purchasing hives, frames, bee colonies and shelters
  • Equipment and supplies: Modernising harvesting operations with an extractor, settling tank, protective suit and smoker
  • Working capital: Ongoing expenses and care, feeding, treatments and transport
  • Processing and added value: Packing and sales, jars, packaging, wax and derived products
  • Training and support: Skills development, good beekeeping practices, hygiene and management.

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Nursery Production

Machroui li Intaj al Machatil

This loan of up to 40,000 dinars is intended for producers seeking to develop nursery activities involving fruit trees, vegetable seedlings or ornamental plants. It aims to encourage reforestation, biodiversity and the creation of green jobs in rural areas.

  • Small agricultural producers: Farmers or family operators with a small area of land seeking to diversify into seedling production.
  • Professional nursery growers: Experienced producers with an existing nursery seeking to modernise or expand production capacity.
  • Young agricultural entrepreneurs: Young agricultural school graduates, technicians or unemployed people wishing to establish an innovative agricultural business.
  • Rural women entrepreneurs: Women wishing to establish a small artisanal nursery (ornamental, aromatic or medicinal plants).
  • Initial investment: Setting up and equipping the nursery, greenhouse, netting, pots, growing benches and irrigation
  • Production inputs: Seasonal needs and raw materials, potting soil, seeds, fertilisers and growing media
  • Working capital: Managing the growing cycle, water, energy and labour
  • Marketing: Market access and visibility, packaging, signage and transport
  • Training and technical support: Professionalising production, good practices, management and phytosanitary standards

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)
  • Farmer’s card, land ownership certificate, land lease agreement or vehicle registration certificate)

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Marine Fishing

Machroui lil Sayd al Bahri

Financing of up to 40,000 dinars for fishers seeking to modernise their vessels, equipment or preservation systems. It aims to promote sustainable fishing that respects marine ecosystems while improving fishers’ working conditions and income.

  • Small-scale artisanal fishers: Individual fishers or small crews using small coastal vessels (boats and launches).
  • Young fishers and new entrants: Young people from coastal fishing families or trained at maritime schools seeking to establish an independent activity.
  • Rural or coastal women involved in adding value to seafood: Women working in fish processing, packaging or sales (drying, salting, cleaning and meal preparation).
  • Fish processors and traders: Micro-entrepreneurs or small distributors specialising in processing, preserving or distributing fresh or processed fish.
  • Initial investment: Purchasing or upgrading fishing equipment, boats, engines, nets, GPS and safety equipment
  • Working capital: Covering operating costs, fuel, bait, ice and equipment maintenance
  • Processing and marketing: Adding value to fish through freezers, sorting tables, packaging and market stalls
  • Shared infrastructure: Modernisation and storage, cold rooms, storage facilities and points of sale
  • Training and support: Technical and management skills, maritime safety, hygiene and financial planning

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

Machroui for Fish Farming and Marine Product Production

Machroui li tarbiyat al Asmak w al Mantouj al Bahri

A loan of up to 40,000 dinars designed for fish farmers and marine product producers seeking to develop responsible aquaculture. It supports local production, food diversification and the preservation of natural resources.

  • Small individual fish farmers: Farmers or entrepreneurs with a small pond or tank seeking to start fish farming.
  • Semi-professional operators: Operators with 1 to 10 ponds or floating cages, producing for regular sales to local markets or intermediaries.
  • Young agricultural or aquaculture entrepreneurs: Young graduates in aquaculture, agronomy or marine sciences seeking to establish a profitable microenterprise.
  • Rural women or women entrepreneurs: Women involved in processing and selling aquaculture products (cleaning, packing, drying and packaging).
  • Initial investment: Developing ponds and technical facilities, floating cages, pumps and oxygenation systems
  • Stock and inputs: Necessary production purchases, fry, shrimp, algae and feed
  • Working capital: Daily operations and maintenance, feed, health products and labour
  • Processing and added value: Storage and marketing, coolers, cold rooms, wrapping and packaging
  • Training and support: Technical and management skills, sustainable aquaculture, hygiene and financial management

Be between 18 and 68 years old

  • Copy of national identity card
  • Proof of business activity (lease agreement or property title for the premises, commercial register, business licence or other supporting documents, etc.)
  • Proof of address (STEG/SONEDE utility bills or other supporting documents)
  • Proof of income or repayment commitment (personal or business bank statements if the applicant has a bank account)

Note: This list is not exhaustive and depends on the nature of the activity.

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